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Summer vacation is here! Do you have plans to travel? Here’s a grab bag of tips to help you get ready to go.

Rental Car Insurance

If you’ve ever rented a car you know that the real sticker shock comes with the price of the insurance they want you to buy.  If you are renting a car in the United States your auto insurance should cover you, but if you are renting out of country you will want to consider purchasing insurance. Before you sign up for insurance through the rental company, explore your options. Many credit cards offer insurance when you use that card to rent a car. You can also purchase insurance through a third party. One of our clients just saved $700 by purchasing insurance from AAA for a weeklong car rental in England.

Note: If you are driving your own car into Mexico you will need to get a separate auto insurance policy. Call us for help with that.

Trip Cancellation Insurance

Trip cancellation or interruption insurance can be expensive and often is not worth the hassle. Our rule of thumb – insure what you can’t afford to lose. If you are planning a once-in-a-lifetime $20,000 trip, you probably want to get some trip cancellation insurance. You can check out Travel Guard or Travel Insured or compare options at

Medical Insurance

Check your current health insurance policy. Many companies will cover you worldwide, however, Medicare will not. If you are traveling to a riskier part of the world you may want to explore supplemental insurance or evacuation insurance. Be sure to check with your insurer before you go about how to get medical care and how to submit claims. Most companies have phone numbers you can call for assistance from overseas.

Before You Go

Make copies of all your travel documents, passports, credit cards and identification. Be sure to copy the front and back of the cards. Leave copies with a friend you can contact in case of emergency and take a copy with you or email yourself scanned copies.

Travel safely and have fun! We can’t wait to see the pictures.


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